Effective Date: March 16, 2022
This policy applies to information we collect:
3. INFORMATION WE COLLECT
When you use the Services, we collect two types of information: Personal Information and Usage Data.
We define “Usage Data” as information about an individual’s activity on or through the Services that, by itself, does not identify the individual, such as browser type, internet connection, operating system, the equipment used to access the Site, IP address, and usage details. Generally, we do not consider Usage Data as Personal Information because Usage Data by itself usually does not identify an individual. Usage Data may, however, be Personal Information under certain laws because it could be used to indirectly identify an individual.
We may link Personal Information and Usage Data or different types of Usage Data. We also may link publically-available Personal Information, such as Personal Information available in public databases and through social networking websites. The linked information may identify an individual person and is Personal Information.
4. HOW WE COLLECT INFORMATION
When you Use the Services: When you subscribe to or otherwise use the Services, we collect information about you, such as your name, property address, email address, phone number and any other information that you provide us. Such information also may be provided to us by your mortgage lender. We may from time to time conduct surveys to better understand the needs and profiles of our users. You may choose whether to participate in any survey.
We also collect information through our server logs. A server log is a list of the activities that a server performs. C77’s servers automatically collect and store in server logs your search queries, Internet Protocol (IP) address, hardware settings, browser type, browser language, the date and time of your request and referral URL and certain cookies that identify your browser or C77 account.
We collect information about your computer, tablet or mobile telephone (“Device”), such as model, operating system version, mobile network information, telephone number, internet service provider and similar identifiers. C77 may associate your Device information with your C77 account. We may collect and store information (including Personal Information) on your Device through browser web and web application data caches.
C77 offers mobile applications (“Apps”). C77 collects information about your use of and interaction with the App, such as your Device’s operating system, browser type, domain and other system settings, search queries, the country and time zone in which your Device is located, metadata and other information stored on your Device, as permitted by your operating system settings. A C77 App also may access metadata and other information associated with other files stored on your Device.
5. COOKIES AND OTHER DATA COLLECTION TECHNOLOGY
Cookies are small text files that are sent to or accessed from your web browser or your computer’s hard drive. A cookie typically contains the name of the domain (internet location) from which the cookie originated, the “lifetime” of the cookie (i.e., when it expires) and a randomly generated unique number or similar identifier. A cookie also may contain information about your computer, such as user settings, browsing history and activities conducted while using the Services. A web beacon (also called a pixel tag or clear GIF) is a piece of computer code that enables us to monitor user activity and website traffic. To learn more about cookies and web beacons, visit www.allaboutcookies.org.
How We Use Data Collection Technology: Data Collection Technology helps us improve your experience of the Services by, for example, storing your password so you do not have to re-enter it each time you use the Services, measuring the success of marketing campaigns, compiling statistics about use of the Services and helping us analyze technical and navigational information about the Services and to detect and prevent fraud.
The Services use the following cookies:
We also use Google Analytics which is a Google service that uses Data Collection Technology to collect anonymous information about use of the Services and report website trends. Google Analytics does not identify individual users. We may use an enhancement to Google Analytics called “Demographics and Interest Reporting,” through which Google provides us with information about our users’ demographics (e.g., age, gender) and interests. This information, which Google may collect by tracking a user’s behavior across third-party websites, helps us to learn more about our users. You can learn about Google’s practices in connection with this enhanced tracking and opt out of it by visiting www.google.com/settings/ads or by downloading the Google Analytics opt-out browser add-on at tools.google.com/dlpage/gaoptout.
We also may use other Data Collection Technology to collect information from the computer or device that you use to access the Services, such as your operating system type, browser type, domain and other system settings, as well as the language your system uses and the country and time zone in which your computer or device is located.
Your Control of Cookies: Some web browsers (including some mobile web browsers) provide settings that allow you to control or reject cookies or to alert you when a cookie is placed on your computer, tablet or mobile device. You also may be able to reject mobile device identifiers by activating the appropriate setting on your mobile device. Although you are not required to accept cookies or mobile device identifiers, if you block or reject them, you may not have access to all features available through the Services.
6. HOW WE PROCESS PERSONAL INFORMATION
C77 processes Personal Information:
C77 processes Usage Data:
7. HOW WE SHARE INFORMATION
C77 may share Personal Information collected via the Services as follows:
C77 may aggregate information collected though the Services and remove identifiers so that the information no longer identifies or can be used to identify an individual (“Anonymized Information”). C77 shares Anonymized Information with third parties and does not limit third parties’ use of the Anonymized Information.
California residents may have additional personal information rights and choices. Please see oag.ca.gov/privacy/ccpa for more information.
Nevada residents who wish to exercise their sale opt-out rights under Nevada Revised Statutes Chapter 603A may submit a request to this designated address: legal@C77.live. However, please know we do not currently sell data triggering that statute’s opt-out requirements.
8. HOW WE SHARE INFORMATION
If you do not wish to receive marketing-related emails from us, please click the unsubscribe link in one of our marketing emails or email us at legal@C77.live (and include the word “unsubscribe” in your email request to us).
To correct Personal Information about you that you believe is incorrect, please email us at legal@C77.live (and include the word “correction” in your email to us). Please note we cannot remove or correct your Personal Information in databases of third parties with which we have shared your information prior to your request. Please contact those third parties directly.
Notice to California Residents: If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, visit: https://oag.ca.gov/privacy/ccpa.
California’s “Shine the Light” law (California Civil Code Section 1798.83) permits individual California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us at legal@C77.live.
9. LINKS TO OTHER WEBSITES AND SERVICES
10. NOTICE TO INTERNATIONAL VISITORS
11. PROTECTION OF PERSONAL INFORMATION
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions will be encrypted using SSL technology.
Unfortunately, however, no system or online transmission of data is completely secure. We cannot guarantee the security of information transmitted to or through the Services. Any transmission is at your own risk and we expect that you will use appropriate security measures to protect your information.
Users of the Services are responsible for maintaining the security of any password, user ID or other form of authentication involved in obtaining access to password-protected or secure areas of the Services. Access to the Services through your user ID and password will be treated as authorized by you. Unauthorized access to password-protected or secure areas is prohibited and may lead to criminal prosecution. We may suspend your use of all or part of the Services without notice if we suspect or detect any breach of security.
If you believe that information you provided to us is no longer secure, please notify us immediately using the contact information provided below.
12. CHILDREN’S PRIVACY
Our Site is not intended for children under 16 years of age. No one under age 16 may provide any personal information to or on the Site. We do not knowingly collect personal information from children under 16. If you are under 16, do not use or provide any information on this Site or through any of its features, register on the Site, make any purchases through the Site, use any of the interactive or public comment features of this Site, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at legal@C77.live.
California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information. Please see https://oag.ca.gov/privacy/ccpa for more information.
QUESTIONS OR COMMENTS
We welcome your questions or comments. Please contact us at legal@C77.live.